Monday, November 9, 2009
- This $8000 tax credit will extend to First Time Home Buyers who purchase a home until April 30, 2010. To be able to qualify for this tax credit one must purchase a home by April 30, 2010. The purchaser or his/her spouse may not have owned a residence during the three years prior.
- If you would like more information please visit MySecretAgent and we will be happy to answer any questions.
Monday, November 2, 2009
|FHA Loan Guidlines|
|Down Payment||Minimum 3.5%|
|Closing Costs||Low, regulated by HUD|
|Post-bankruptcy Qualifying?||Can qualify after 2 years|
|Post-foreclosure Qualifying?||Can qualify after 3 years|
|Private Mortgage Insurance||Low cost|
Wednesday, October 28, 2009
See our Seller’s Checklist and our Terms and Conditions for more detailed information.
The NWMLS – Northwest Multiple Listing Service – is a broker owned fee based service to licensed members in the State of Washington to input listings for sellers and search listings for buyers. The NWMLS is the primary tool agents use to find a property when they have a buyer, it is used by all agents whether it is a traditional listing or a Flat Fee listing. The buyer's office commission amount offered is required by the NWMLS along with the detailed information about the home including pictures. Your advantage is the increased exposure to buyers. Our average flat fee customers save over $10,000. In recent years the NWMLS has made their data available to many local and national real estate internet sites. By listing your property on the NWMLS you will gain this increased exposure which is accessible to everyone who is in the market to buy a home.
You will be contacted directly by all buyers and agents with buyers who would be interested in seeing your home. The NWMLS requires to show our office information, but agents will be instructed to call you before they show your property. If agents or buyers contact us, they will be referred to you. According to NWMLS public websites are not permitted to show the owner’s name or phone number. This NWMLS rule applies to all companies that are members of the NWMLS.
YES. Your listing will be identical to the listings of competing real estate companies. It will show all photos and all listing information, including the commission offered to an agent who successfully sells the home, and instructions for showing the home.
NO. All of the fees we charge are listed on our web site. For the Listing Tools the shipping costs are included and there are no additional or hidden fees. We do not charge any other fees for the sale of your home. WA sales tax applies where applicable.
How do I get started with your Flat Fee Listing program?
Our services are simple, please fill out our online form, go to List My Home, it will take about 20-30 minutes. Select the additional Listing Tools, than submit your order with payment. If you have questions or need help filling out these forms, please call our office. Once the documents and your photographs are submitted to us, your property will be listed in the MLS the same day if received by 1:00 P.M. If we receive your documents and photographs after 1:00 P.M. or on the weekend, your property will be posted the next business day. All other websites, including REALTOR.com® will post your listing within 4-5 business days. Changes to an MLS listing are handled in the same fashion. Please refer to the Seller’s Checklist for more instructions. Once all the paperwork is signed and payment is received, we upload your property information into the NWMLS. You will receive a confirmation email once your property has been posted on the NWMLS.
For more answers to frequently asked questions visit MySecretAgent.com
Your satisfaction is our #1 priority!
If you have any other questions about our services, please contact us.
We are here to help!
Contact us by phone 425-835-0387 or Email us at email@example.com with your questions.
We are dedicated to offer professional services to effectively help you sell your home,
Wednesday, July 1, 2009
Wednesday, June 24, 2009
Wednesday, April 22, 2009
Monday, April 20, 2009
Tuesday, April 14, 2009
Thursday, April 9, 2009
Tuesday, April 7, 2009
MySecretAgent.com has become aware of a trend that takes advantage of many first time homeowners and senior citizens called predatory lending. Take a moment to educate yourself so you will not become a victim.
Predatory lending is the practice of lenders, mortgage brokers and/or appraisers who use misleading appraisals to make the value of a home seem higher then it really is. There are many strategies lenders may use such as:
- Promote buyers to lie about their income to get a loan
- Lenders purposely giving out more money then a borrower can afford
- Steering- charge high intrest rates based on their race, color or national origin and not on their credit history
- Charge fees for unnecessary products or services
- Influence borrowers to accept high risk loans
- Convince homeowners to refinance over and over when there is no benefit to the borrower